This post will talk about low income senior living options, the types of communities that are available, and who is typically eligible for these kinds of housing.
What are low income senior living options?
Low income senior living options are often smaller in size, have cheaper rents, and offer less in the ways of amenities. These communities are perfect for someone who has a low income, but would still like to live in a community with other seniors. There are also non-profits that offer affordable housing for seniors who need it, but wouldn’t be able to afford any other option.
Who is typically eligible for these communities?
These communities are usually only available to those who have low incomes. In fact, it’s usually a requirement that you have a certain income to rent in one of these communities. Many of them do offer assistance with rent, though, if you need it.
What are some of the different kinds of communities that fall into this category?
Co-Housing / Communal Housing
Co-Housing is where multiple homes in a community are owned and operated by the same organization. The organization then allows people to live in the houses. This is different from a traditional apartment building where each tenant owns their own unit, and pays rent to a landlord.
Supportive housing is designed for senior citizens who need extra help with dressing, bathing, or otherwise functioning as they would like to in their living space. Supportive housing usually has an on-site manager who can help provide this care to the seniors who are living there.
Senior apartments are much like any other apartment complex. They have multiple units, and each tenant pays rent to a landlord. The difference with these kinds of complexes is that they are often smaller, the rents are cheaper, and there may be an on-site manager who can assist with care or other needs as they arise.
Independent Living Communities
Independent living communities are not much different from senior apartments. They do, however, offer more independence as the tenants rent their own units from a landlord. They can live as independently as they would like to, and there is typically an on-site manager who can assist with care or other needs as they arise.
Adult Foster Care Homes
Adult Foster Care Homes are essentially small assisted living communities where the residents all share a large home. There may be a manager who lives on site, but this is different from a traditional nursing home setting where the residents are solely cared for by staff. The residents are expected to be able to care for themselves, and the manager is there to help should the need arise.
In closing, unlike the traditional senior living communities, low income senior living options can provide a great living arrangement for someone who has a low income, but would like to live in a community with other seniors. In some cases you may have to have a certain income or level of ability to live in one of these communities. There are also non-profits that help provide affordable housing for seniors who need it, but wouldn’t be able to afford any other option.